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Home Refinance Loans with FHA

Home Refinance Advisors is a FHA approved mortgage lender who provides low rate government refinance loans. Two FHA programs FHASecure and HOPE for Homeowners are currently available if you are facing foreclosure because your subprime ARM has recently reset or is about to reset.

FHA can also help you if you have one of those exotic negative-amortization or interest-only loans that's getting ready to reset to being a fully amortizing ARM.

FHASecure expired on December 31, 2008. HOPE for Homeowners will be available on October 1, 2008. Are you facing foreclosure? Fill out the free loan quote form on this page or call us toll-free. We may be able to help.

Today the FHA streamline has served as the finance relief vehicle that is insured by the government. Many FHA customers are eligible for a refinance that requires no appraisal along with no loan to value calculations from the underwriters.

Cash out mortgage options remain a possibility for people that can document 15% equity in their home. A few years ago, the Federal Housing Administration would approve cash out on loans with only 5% equity. Since FHA defaults rose, HUD has scaled back the risk by tightening guidelines.

The FHA foreclosure rescue plans have been getting a lot of press lately, so you may or may not realize that you don't necessarily have to be facing foreclosure to refinance with FHA. It is possible to enjoy the savings of a low fixed interest rate with a FHA loan. FHA interest rates are competitive and could now possibly even be lower than those of conforming loans. Even though you have bad credit, FHA interest rates will still be reasonable. You'll just have to pay a little more on the mortgage insurance premium (MIP). But, it will still cost you a lot less than anything with a conventional lender and probably less than what you're paying now.

Apply Now for a Low Rate FHA Refinance Today!