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Refinance Rates

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> Debt to Income Ratio
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Best Rates for Rate and Term Mortgage Refinance

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Mortgage Rate Refinance

Home Refinance Advisors specializes in rate and term mortgage refinance solutions for borrowers seeking the lowest rates available online. We offer reduced mortgage rate refinancing for conventional VA and FHA loans.

The problem is that interest rates have hit historical lows. This should inspire increased buyer activity, but it hasn't. Instead real estate sales are plummeting because mortgage lenders have lost so much money due to the subprime meltdown and foreclosure crisis, so they now have less to lend. As a result of the drastically decreased demand for houses, the prices have tumbled. Apply Now for a Rate and Term Refinance

Nearly 9 million homeowners are "upside down," which means they owe more on their mortgages than their homes are worth, according to Moody's Economy.com.